-Delile
- 1. Khetha igiya eliguqukayo
- 2. Yeqa ikhabethe labahlengikazi
- 3. Linda ukuthengiswa kwe-flash
- 4. Thenga izingubo ezinegumbi lokukhula
- 5. Yabelana ngemenyu yokudla
- 6. Bopha isikhwama senabukeni
- 7. Yakha isabelomali sakho
- 8. Nciphisa izindleko ezingenasidingo
- 9. Ditch amakhadi esikweletu
Ingabe ulwa nezimali njengomzali omusha? Landela lezi zeluleko eziyi-9 zokonga imali!
Izingane zingangeza injabulo nokuhleka ezimpilweni eziyisicefe zabazali, kodwa futhi zengeza uhlu olusha ngokuphelele lwezindleko kusabelomali somndeni.
Kusukela ezingutsheni nakwezesekeli kuya ezintweni zasenkulisa kuya kumagiya ezingane, uhlu lubukeka lungapheli. Futhi ngalesi sikhathi sokuthenga, ukonga imali kubonakala kuyiphupho elingenakwenzeka.
Yebo, kungaba nzima kakhulu kuwe ukuphatha izindleko zakho ngenkathi unquma ukuthi yini edingekayo ukuthenga nokuthi yini okungafanele.
Uma ungumzali omusha okhathazeka ngokuthi uzokonga kanjani imali futhi ubheke ngabomvu amathiphu okuphatha imali, namathiphu wabazali abasha, ungabe usaqhubeka.
Vumela le ndatshana ikusize ekunciphiseni ubunzima bakho bezezimali ngezeluleko ezibalulekile zomzali ezintsha, namathiphu okonga imali.
1. Khetha igiya eliguqukayo
Esinye sezeluleko ezibalulekile ekuphathweni kwemali ukukhetha igiya eliguqukayo. Ngenxa yobuchwepheshe obuthuthukile, ungathola kalula igiya elizokhula nengane yakho.
Kusukela kubagibeli abahamba ngezinyawo njengoba usana lwakho olusanda kuzalwa luba lusana luye ezindlekweni zezinsana eziguqula zibe imibhede yezinsana, kunezinketho ezahlukahlukene laphaya. Amagiya aguqukayo anjalo asiza ukunciphisa inani lezinto odinga ukuzithenga, akusize unciphise izindleko.
Isibonelo, lapho ingane yakho izokhula ibe yingane encane, ngeke kudingeke uthenge umbhede omusha noma isitiloli esisha uma lezo ezikhona zingaguqulwa ukuze zivumelane nezidingo zengane yakho ekhulayo.
Ngokwengeziwe, izinto ezifana nezihlalo ezinama-bouncy nezihlalo eziphakeme nazo ziza nezingxenye ezishintshayo, okwenza kube lula ukuzilungisa, uma ziphukile.
2. Yeqa ikhabethe labahlengikazi
Uhlela ukuncelisa ingane yakho ibele? Inketho enhle yomntwana wakho neyokuphatha kwakho imali!
Noma kunjalo, ukusebenzisa imali ebekiwe kusethi yezingubo zokuhlengikaza ngeke kube yisinqumo esihlakaniphile ukusenza.
Ama-zip up hoodies, amahembe anezinkinobho, ngisho naphezulu kwamathangi nezikibha kungenza umsebenzi ube muhle njengeziqongqo zabahlengikazi.
Ngokwengeziwe, isikhafu esikhulu singafana nesembozo sobuhlengikazi uma ukhetha ukumboza ngesikhathi sobuhlengikazi.
Ngakho-ke, ungasebenzisi imali eningi ezingubeni zakho zabahlengikazi. Bangakulinga, ikakhulukazi uma ungumama wokuqala, kodwa ungazivumeli uwele kubo.
3. Linda ukuthengiswa kwe-flash
Uzama ukuthenga izingubo ezinhle zezingane ezincane? Ngiyazi, lezo zicathulo ezincane zihle kakhulu! Futhi lezo zingubo zokulala zibukeka zithandeka nje. Kepha, ungabavumeli babambe umama noma ubaba wakho ngobuncane babo.
Lezo zicathulo noma amasudi okulala angalinda kuleso sitolo. Noma zithengiswa, ungahlala uthola ezinye ezikhangayo. Ngakho-ke, ungasheshi. Njengengxenye yokuphathwa kwemali ngempumelelo, zithenge lapho kukhona ukuthengisa.
Yenza uhlu lwezinto odinga ukuzithenga nokuzithenga ngesikhathi sokuthengiswa kwe-flash. Njengoba izingane zikhula ngokushesha okukhulu, ukuchitha imali eningi ezingutsheni nasezicathulweni zabo kuzokwenza izinkinga zakho zezezimali zibe nzima kakhulu.
Ngakho-ke, yenza ngobuhlakani, uthenge ngokuhlakanipha, bese wonga imali.
4. Thenga izingubo ezinegumbi lokukhula
Njengoba kushiwo ngaphambili, izingane zikhula ngokushesha okukhulu, ngakho-ke kungcono ukuthenga izingubo ezilinganayo. Izosiza ingane yakho ukuba ikhule ibe yingubo ngaphandle kokuyikhipha ngokushesha okukhulu.
Ngokwengeziwe, amabhulukwe noma ama-leggings angaphenduka ama-capris noma amalokwe angaphenduka amahembe njengoba ingane yakho ikhula. Phela, Ukuphathwa kwemali kumayelana nokuthi uzisebenzisa kanjani izinto.
5. Yabelana ngemenyu yokudla
Ukudla kwengane okuhlanganisiwe kungabiza kakhulu. Ngakho-ke, kungani ungazihlanganisi lezo zithelo noma imifino ngokwakho?
Eqinisweni, lapho ingane yakho isiziswe ekudleni okuqinile, ukwabelana ngesidlo sakho nabo kungumqondo omuhle. Ukubenza badle ukudla kwasetafuleni kungenzeka bahlakulele imikhuba emihle yokudla.
Bazokhetha kancane ngokudla kwabo lapho sebekhulile. Futhi, yini engcono kunokudla okwenziwe ekhaya okunempilo?
Ngakho-ke, qala ukwaba ukuphatha kahle imali futhi unciphise ubunzima bezezimali.
Buka le vidiyo ukuthola amathiphu wokwenza ukudla kwezingane ekhaya:
6. Bopha isikhwama senabukeni
Ukushayelwa yilezo zikhwama zezingane eziqhakazile?
Ngithembe, lokho isikhwama noma ubhaka osuvele unawo ungenza umsebenzi ufane nalezo zikhwama zamanabukeni ezinenani lentengo.
Ngaphezu kwalokho, uma ukhetha ukuncelisa ingane yakho ibele kuphela, ngeke ube nokuningi okuphethe esikhwameni sakho. Kepha, noma ngabe ukhetha ukunikeza ifomula, ibhodlela kanye nesitsha ngeke kuthathe indawo eningi esikhwameni sakho.
Uma usacabanga ukuthi udinga isikhwama sengane, yiya eshibhile. Lokhu kungasiza njengokubiza kakhulu.
7. Yakha isabelomali sakho
Ukwakha isabelomali kuyadingeka ekuphathweni kwemali.
Ukuphathwa kwemali kungasiza kakhulu ekuphatheni izimali zakho. Kukusiza ukwazi ukuthi imali yakho iya kuphi ngqo nokuthi ungasika kanjani.
Lapho usuqale ukulandela indlela osebenzisa ngayo imali, kuyakusiza ukubona izindawo ongonga kuzo imali.
Ukuba nesabelomali sanyanga zonke kukuvumela ukuthi wazi kangcono ukuthi ungasebenzisa kanjani ngokuhlakanipha. Kukusiza ukuthi ulungise indlela osebenzisa ngayo imali.
8. Nciphisa izindleko ezingenasidingo
Uma usuqedile ukudala isabelomali, zama ukunciphisa izindleko zenyanga. Khumbula, idola ngalinye olilondolozayo lisho elinye idola elibhekise ezindlekweni zakho zengane.
Nawa amathiphu ambalwa okuphatha imali ukukusiza ukunciphisa izindleko zakho ezingadingekile:
- Ukusika ukuncika ekupholiseni komoya ehlobo
- Ukunciphisa izinga lokushisa endlini ngamadigri ambalwa ebusika
- Ukuthatha izihlambi ezimfishane
- Ukukhipha izinto zikagesi noma amalambu angasetshenziswa njalo, ukunciphisa umthelela wakho kubhili yakho kagesi
- Ukubuka iNetflix, ukumema abangani ukuthi bazodla imbiza esikhundleni sokuphuma bayodla isidlo sangokuhlwa esibizayo noma i-movie
- Ukubamba ukuthuthukela kufoni entsha noma i-TV
9. Ditch amakhadi esikweletu
Ufuna ukunamathela ezinhlelweni zakho zokuphatha imali?
Isikhathi sokukhipha amakhadi wakho wesikweletu. Kalula nje, balahle empilweni yakho, uma ufuna ukuba nohlelo lwezezimali oluqinile!
Amakhadi esikweletu angadonsa ngempela i-akhawunti yakho yasebhange. Ngakho-ke, ukulawula izindleko ezengeziwe futhi usebenzise okuningi ezintweni ezibalulekile zengane, kubalulekile ukuthi ubheke lezi zinguquko ezincane empilweni yakho.
Nayi ividiyo kababa omusha abelana ngalokho akufundile ngemali nezingane - ngendlela enzima.
Amagama wokugcina
Kusukela kusabelomali kuya ekunciphiseni izindleko ezingenasidingo, kunezinguquko eziningi ongazifaka empilweni yakho yansuku zonke ukuze ubone imiphumela emikhulu. Izinguquko ezincane ekusetshenzisweni kwemali zingaholela enanini elikhulu lemali elondoloziwe.
Lapho impilo ingajatshulelwa kokuncane, kungani usebenzise imali eningi futhi udale ubunzima bezezimali? Konke kumayelana nombono nokuthi ulawula kanjani izinto. Ngakho-ke, chitha ngokuhlakanipha futhi wonge kakhulu!
Ngemuva kwakho konke, kuthatha isikhathi esiningi namandla ukuthola imali ongayisebenzisa ngemizuzu engu-5 nje. Ukonga imali kuzoqinisekisa ukuthi omncane wakho ungena emhlabeni futhi ukhula endaweni ezinzile ngokwezezimali.