-Delile
- Imali ibuthinta kanjani ubudlelwano
- Ku-1/3 wabashadikazi omunye umlingani uthonye omunye ukuthi asebenzise imali encane
- Abangu-18% bathi umlingani wabo ubathonye ukuthi basebenzise imali ethe xaxa
- Ku-32% abalingani bezithandani abanomthelela ezindlekweni zomunye nomunye
- Ukukhuluma ngakho nomlingani wakho
- 1. Yenza usuku ngalo
- 2. Setha ukungena njalo
- 3. Thola lapho nobabili nizimisele ukuyekethisa
- Ngokufigqiwe
Iningi lethu lifisa ukuba ebudlelwaneni obuhambisanayo — lapho abalingani bethu beveza okuhle kakhulu kithi.
Lokhu kungasho ngempilo yakho, isimo sakho sengqondo, kanye neminye imikhuba yokukhula komuntu siqu. Ngaphandle kokungabaza, imali ibamba iqhaza elikhulu ebudlelwaneni bethu futhi. Ucwaningo lukaLexington Law luyakuqinisekisa. Futhi ngoba imali iyingxenye ebalulekile ebudlelwaneni bakho, futhi ingenye yezimbangela eziphambili zokuxabana phakathi kwezithandani.
Imali ibuthinta kanjani ubudlelwano
Ucwaningo lukhombisa ukuthi lapho umbhangqwana owodwa noma emihlanu uxabana, okungenani isigamu sesikhathi esisetshenzisiwe sixabana singaphezu kwemali. Ukungqubuzana njalo ngale ndaba kunezela ingcindezi ebudlelwaneni. Lolu hlobo lukhula ngokuhamba kwesikhathi, luqubuke lube yinzondo noma luhlukane.
Njengoba imali iyingxenye enkulu ebudlelwaneni bakho, kufanele uhlaziye ukuthi ukuba nomlingani kunomthelela muni ekusebenziseni imali komlingani wakho.
Phakathi kwemibhangqwana ehlolwe:
Ku-1/3 wabashadikazi omunye umlingani uthonye omunye ukuthi asebenzise imali encane
Ngale ndlela, ukuba nomlingani kuzuzisa ku-akhawunti yakho yasebhange. Kwesinye isikhathi, abantu balobu budlelwano banomuzwa ophakeme wenhlalakahle-uma bazi ukuthi umlingani wabo unesibopho semali yabo. Ingabe uyayithonya imikhuba yokusebenzisa umlingani wakho noma iyayithinta eyakho? Noma iyiphi indlela uma nikhuthazana ukuthi nisebenzise imali encane, lokho kuhle ngezimali zenu
Abangu-18% bathi umlingani wabo ubathonye ukuthi basebenzise imali ethe xaxa
Amaphesenti ayi-18 kuphela ale mibhangqwana athi abalingani babo banethonya elibi ku-akhawunti yabo yasebhange. Ngeshwa, imibhangqwana eyayizizwa sengathi umlingani wayo wayengenacala ngemali, yazizwa ingazinikele kakhulu ebudlelwaneni. Uma umlingani wakho echitha imali ethe xaxa futhi ekukhuthaza ukuthi wenze okufanayo, lokhu ukuthi indlela osebenzisa ngayo imali yomlingani wakho ibuthinta kanjani ubudlelwano bakho.
Ku-32% abalingani bezithandani abanomthelela ezindlekweni zomunye nomunye
Ukubhekisisa lesi sitatimende kuveza ukuthi labo abasesigabeni seminyaka yobudala engama-45 + babike ukuthi bazizwa benganethonya elincane. Imibhangqwana evuthiwe inolwazi oluhle lokuthi imibhangqwana eshadile kufanele yehlukanise kanjani imali.
Ukukhuluma ngakho nomlingani wakho
Kwemibhangqwana eminingi, imali iyinto ethintekayo.Uma ninemibono engafani, kulula ukuvumela indlela yenu yokucabanga iphazamise ubudlelwano eninabo phakathi kwenu. Kodwa ukuxhumana kubalulekile lapho nobabili nifuna ukulungisa izinto.
Uma nobabili nicacile ukuthi imali kufanele ihambe kanjani ebudlelwaneni, kukwenza kube lula kakhulu kini nobabili ukugxila ezimfanelweni ezinhle zobudlelwano benu.
Nazi ezinye izindlela ezivelele zokuhlala ekhasini elifanayo:
1. Yenza usuku ngalo
Nqoba itaboo evela lapho ukhuluma ngemali nomunye wakho obalulekile, ngokwenza usuku ngayo. Ukuguqula le ngxoxo ibe yimanje kwenza kube umsebenzi ongaqedi ukwenziwa.Leli icebo elihle lokuxoxa ngemikhuba yokusebenzisa imali yomlingani wakho.
2. Setha ukungena njalo
Ama-54% abantu abasemishadweni enempilo bakhuluma nsuku zonke noma masonto onke ngemali. Ukungena njalo komunye nomunye, okumakwe ekhalendeni, kugcina wonke umuntu ehlangene. Ukugcina ithebhu wedwa nemikhuba yokusebenzisa umlingani wakho kuwumkhuba omuhle.
3. Thola lapho nobabili nizimisele ukuyekethisa
Isibonelo, uma omunye wenu ethanda amagama emikhiqizo, cabanga ukuthenga amasekeni noma ukuthenga esitolo esidayisa izitolo. Ungathuthukisa imikhuba yakho yokusebenzisa imali nomlingani wakho ngokwenza izinqumo ezonga imali.
Ngokufigqiwe
Imali ibamba iqhaza elibalulekile ebudlelwaneni bakho nokuthi uyiphatha kanjani imali. Kepha ngoba kunjalo, akusho ukuthi kufanele uhlale uxabana emuva naphambili ngemali nomuntu omthandayo. Ukucindezeleka okungaxazululiwe kungaholela ebudlelwaneni obuchithekile.
Kepha uma ungafihli lutho mayelana nemikhuba yakho yokusebenzisa imali nomlingani wakho futhi ugcine ukuxhumana okufanele, uzofunda kabanzi ngemikhuba yakho yokusebenzisa imali futhi wakhe isibopho esiqinile ndawonye.