-Delile
- Izinkinga zemali ezi-5 eziphezulu kubudlelwano
- 1. Ukungathembeki kwezezimali
- 2. Indlela yokuphila ehlukile, imali engenayo, isiko, inkolo, nobuntu
- 3. Ukuhlinzekela izingane noma umndeni owengeziwe
- 4. Isikweletu
- 5. Ukuhlukanisa izimali
- Imali ibuthinta kanjani ubudlelwano: Indaba yezinto eziza kuqala
- Amathiphu wokuqeda izimpi zemali ekhaya
- 1. Yenza isabelomali sanyanga zonke
- 2. Nqumani ndawonye
- 3. Namathela kuhlelo
- Ekuphetheni
Imali inesimilo futhi ayiphili.
Kepha okuningi okwenzayo noma okwephula ubudlelwano — ikakhulukazi ubudlelwano phakathi kwendoda nenkosikazi — kuhlobene nemali.
Esinye sezizathu eziyishumi eziphezulu zesehlukaniso izindaba zemali. Ukwehlukanisa ngezizathu zezezimali kuvame ukuba nzima kakhulu ukuthi imibhangqwana ixoxe ngayo. Ubudlelwano buya bucina ngenxa yezimpi zemali. Izinga lempilo liyashintsha kubantu abahlala ndawonye noma nini lapho kunokungaboni ngaso linye ngendlela yokusebenzisa imali nokuhola ngayo.
Ngakho-ke, imali ibuthinta kanjani ubudlelwano? Ake sithole.
Izinkinga zemali ezi-5 eziphezulu kubudlelwano
Imali ichitha ubudlelwano, uma ingaphathwa kahle.Kuveza okuhle nokubi kakhulu ebudlelwaneni nakubantu. Lapho unakho kakhulu, izinkinga nezimpikiswano ezingaphezulu ngemali ebingadala uma ubudlelwano bebunamadwala ukuqala ngabo.
Noma unobudlelwano obukhulu, ukuba nezinkinga zezezimali kungaholela ekucindezelekeni nasekukhungathekeni ekhaya.
Imali ibuthinta kanjani ubudlelwano?
Nazi izinkinga zemali ezi-5 eziphezulu imibhangqwana engabhekana nazo emshadweni wazo, nokuthi izinkinga zibuthinta kanjani ubudlelwano phakathi kwendoda nenkosikazi:
1. Ukungathembeki kwezezimali
Lapho oshade naye ethembekile ngokuthi imali itholwa kanjani nokuthi isetshenziswa kanjani ekhaya noma uma ufihlela oshade naye okuthile kwezezimali, lokhu kunganciphisa ukwethembana nokuthembana phakathi kwenu nobabili.
Yile ndlela imali ebuthinta ngayo ubudlelwano.
Kulimaza ubudlelwane emazingeni amaningi. Kodwa-ke, ukugcina imizila yokuxhumana evulekile, ecacile ekusetshenzisweni kwemali ekhaya kungasiza kakhulu ekugwemeni lesi simo esinzima.
2. Indlela yokuphila ehlukile, imali engenayo, isiko, inkolo, nobuntu
Abekho abantu ababili abafana ncamashi. Kuzoba khona umehluko phakathi kwakho noshade naye, noma ngabe lokho kungokwesiko, indlela ophila ngayo, okuhlobene nemali engenayo, okuhlobene nobuntu noma okwehlukile kwezenkolo.
Ngakho-ke, imali ibuthinta kanjani ubudlelwano lapho ubuntu babantu abashadile buhlukanisiwe?
Yebo, konke lokhu kungathinta indlela umuntu abuka ngayo futhi ayisebenzise ngayo imali.
Ebudlelwaneni, lokhu kungahle kube nzima. Ukwazi umehluko phakathi kwakho noshade naye kungasiza nobabili ukuthola izixazululo ezimweni ezithile zezezimali ezinganelisa wonke umuntu.
3. Ukuhlinzekela izingane noma umndeni owengeziwe
Ukukhulisa izingane noma ukunakekela umndeni owengeziwe nakho ukuthi imali ibuthinta kanjani ubudlelwano. Kungaba izindleko ezengeziwe, kuvule umhlaba wokungezwani phakathi kwakho noshade naye.
Ukungaboni ngaso linye okunjalo kungathinta imizwa ngoba kuhlobene ngqo nezingane zakho kanye nawe noma amalungu omndeni womlingani wakho.
Futhi, ukuxhumana okuthembekile futhi okucacile kungasiza ekwehliseni izimo zokulwa kwemali ngale nkinga.
4. Isikweletu
Isikweletu nokucindezeleka kwezezimali kwanoma yiluphi uhlobo kungadala ukungezwani phakathi kwakho noshade naye.
Omunye wenu angase alume ukuphonsa yonke imali angayikhokha ekukhokheni isikweletu ngokushesha okukhulu, kanti omunye kungenzeka akhululeke kakhudlwana ngakho. Yilapho ukwenza isabelomali nokubeka imigomo yezezimali ngokuhlanganyela kungasiza.
5. Ukuhlukanisa izimali
Eminye imibhangqwana ihlala ngezimali ezihlukene zemibhangqwana eshadile futhi ifuna ukwenza imigqa ecacile yokuthi iyiphi imali eyakho, eyami, nokuthi yini "eyethu." Eminye imibhangqwana ikhululekile ngokuhlanganisa izinsiza zayo.
Khuluma noshade naye, nixoxe ngokuthi yini ezolungela umndeni wakho. Ukudideka ngokuthi iyiphi imali ongayisebenzisa nokuthi uqondise kuphi imali engenayo kungadala ukucindezeleka okuningi ebudlelwaneni!
Bheka le vidiyo engezansi lapho imibhangqwana ehlukene ichaza ukuthi bahlukanisa kanjani imali yabo futhi bathole namathiphu:
Imali ibuthinta kanjani ubudlelwano: Indaba yezinto eziza kuqala
Ekugcineni, imali ebudlelwaneni idala ukungqubuzana ngoba imali igqamisa okubalulekile. Yilokho okukhetha ukuthi imali, kuphi, nini futhi nini futhi usebenzise imali yehlela kuphi ngempela. Lokho kunquma ukuthi kungakanani okufakwa kusigaba kusabelomali.
Kungakho kunzima ukukhuluma ngezindaba zemali nomlingani wakho noma nengane yakho. Awuphikisani kuphela ngomqondo nangamasenti. Futhi uzama enye yezinto ezinzima kakhulu abantu ababili abangayenza— ukuxhumana nokuqonda okusemqoka nezinhloso zomunye nomunye futhi bevumelana ngazo.
Uma usebenza nomlingani wakho kusabelomali, awusebenzeli nje kuphela imali; uqinisa lobo budlelwano ngokuqonda ukuthi yini ebalulekile komunye umuntu noma wenze okuphambene.
Kulezi zimo, kuvame ukuthi kube nesinye isigebengu esonakalisa lo mbukiso. Okuphikisanayo kuyaheha-futhi njengoba kunjalo ebudlelwaneni, kunjalo nangendlela umuntu ngamunye asebenzelana ngayo nemali.
Omunye wenu angaba yisikhwama esikhulu semali, kanti omunye uyonga. Umuntu ubona imali njengethuluzi lokusebenzisa ukuthola izinto eziningi, ukwenza izinto eziningi, nokujabulela impilo ngokushesha okukhulu; omunye ubona imali njengento okufanele uzizwe uvikelekile kuyo, into enhle ukuba nayo uma kunezimo eziphuthumayo nokuthengwa okukhulu.
Yazi lo mehluko njengoba nihlangabezana nezimali ndawonye.
Amathiphu wokuqeda izimpi zemali ekhaya
Lapho usuqonda ukuthi imali ibuthinta kanjani ubudlelwano nokuthi iba kanjani imbangela yenkinga yakho yobudlelwano, uzokwazi ukulwa nale nkinga kangcono. Nazi ezinye izindlela zokukusiza ukuxazulula izinkinga zemali ohlale unazo nomlingani wakho:
1. Yenza isabelomali sanyanga zonke
Hlala phansi nomlingani wakho ekupheleni noma ekuqaleni kwenyanga ngayinye, bese nixoxa ngengxenye ngayinye yesabelomali - imali engenayo, izindleko, ukonga, ukutshalwa kwemali, kanye nokusebenzisa imali.
Imininingwane ibalulekile! Yehla kudola uqobo noma ngisho isenti, futhi uqiniseke ukuthi nobabili ekhasini elilodwa.
2. Nqumani ndawonye
Nobabili kufanele nibe nezwi kusabelomali.
Abasebenzisa imali! Funa ukwazisa idrayivu yokonga umlingani wakho anayo. Khombisa ukubonga kwakho ngokuvuma ukuthi, ube nokuningi kukholamu yokonga kunaleyo oyisebenzisile.
Izilondolozi! Yenza isabelomali sijabulise esinye isigamu sakho. Banikeze isikhala sokushintsha okungenani into eyodwa kusabelomali ngemuva kokuthi yonke into isilungisiwe — yebo lapho isabelomali sesivele siphelele.
Lapho nobabili nithatha izinqumo mayelana nokuthi imali isetshenziswa kanjani ekhaya, lokhu kuzonisiza nobabili ukunamathela kuhlelo.
3. Namathela kuhlelo
Namathela kuhlelo. Kungaba yisabelomali esikhulukazi noma ishadi lemali engenayo / lokuphuma elikutshela ukuthi ungasebenzisa malini kuleli sonto nokuthi yini okufanele ikhokhelwe. Kepha nobabili kufanele nizinikele ekwenzeni leyo nto.
Gcina omunye nomunye ephendula ngokubamba imihlangano yekomidi lesabelomali njalo.
Ekuphetheni
Ubudlelwano nemali yizilwane ezishelelayo zombili. Ngokubambisana, zingadala ikhanda nobuhlungu benhliziyo uma abantu behluleka ukuqonda ukuthi imali ibuthinta kanjani ubudlelwano futhi ixazulule izingqinamba.